Cape Bank is participating in the FDIC’s Transaction Account Guarantee Program (TAGP). Under that program, through December 31, 2009, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. If your account or relationship with Cape Bank uses sweep arrangements or takes other actions that result in funds being transferred or reclassified to an account that is not guaranteed under the Transaction Account Guarantee Program (for example, an interest-bearing account), such actions will void the FDIC's guarantee. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules. Important disclosures regarding the guarantee program.